5 Cedar Circle, Newtown (Middle Gate), CT, 06470 | $649,000

Welcome to 5 Cedar Circle a lovely cape style colonial situated on a desirable cul-de-sac close to everything. Enjoy the open floor plan including a completely updated kitchen with quartz countertops, stainless steel appliances, hardwood floors, and two fireplaces. Spend time on a conveniently located deck just off the kitchen overlooking a beautifully manicured backyard. Warm and inviting spacious family room is ready for all your wonderful gatherings. Primary bedroom suite is complemented by a brand-new full bath with a marble floor and outstanding new fixtures. Three nice bedrooms with hardwood floors include one that could be a home office or adorable nursery. Upper-level laundry for easy living add value. Lower level with inviting fireplace, wall to wall carpet and sliders allows lots of space to entertain, exercise and plenty of room for storage. This home's smart lay out is a wonderful place to be!

Features

  • Town: Newtown
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Style: Cape Cod
  • Year Built: 1972
  • Garage: 2-car Attached Garage
  • Heating: Baseboard,Hot Water,Zoned
  • Cooling: Central Air
  • Basement: Full,Heated,Storage,Partially Finished,Walk-out,Liveable Space,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 2,524
  • Below Grade Approx. Sq. Feet: 511
  • Acreage: 1
  • Est. Taxes: $8,448
  • Lot Desc: Lightly Wooded,Level Lot,On Cul-De-Sac,Professionally Landscaped
  • Elem. School: Middle Gate
  • Middle School: Reed
  • High School: Newtown
  • Appliances: Electric Range,Convection Oven,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24053010
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/24053010/5cedarcircle_newtown_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Ceiling Fan,Hardwood Floor13.8 x 14.6Upper
Bedroom 2 Hardwood Floor10.0 x 12.1Upper
Bedroom 3 Ceiling Fan,Hardwood Floor15.3 x 19.7Upper
Eat-In Kitchen Remodeled,Quartz Counters,Dining Area,Pellet Stove,Sliders,Hardwood Floor12.0 x 39.3Main
Family Room Fireplace,Hardwood Floor15.9 x 16.8Main
Living Room Hardwood Floor14.9 x 15.8Main
Media Room Wall/Wall Carpet12.0 x 16.0Lower
Primary Bedroom Remodeled,Full Bath,Walk-In Closet,Hardwood Floor16.8 x 19.4Upper
Rec/Play Room Fireplace,Sliders,Wall/Wall Carpet13.3 x 24.0Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

5 Cedar Circle, Newtown (Middle Gate), CT, 06470

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.802% 5.990%
Monthly Tax Payment $704 $704 $704
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,368 $3,324 $4,311
Total Monthly Payment $4,164 $4,120 $5,107

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.