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1112 Monterey LANE, Lady Lake, FL, 32159 | $235,000
HONEY STOP THE CAR!
NO BOND! GREAT HOME FOR A RENTAL or SNOWBIRD!
This 2 bedroom 1 bath cottage just minutes from Spanish Springs Square is on a cul de sac and backs up to a nature preserve. Perfect for snowbird or easy profitable rental in the Villages over 55 community.
It is hard to believe that this beautiful 33 year old home is better built than some of the new. You be the judge. Must see today!
In immaculate condition. The HVAC was replaced in 2019, New roof and water heater replaced in 2021.
Golf cart garage and enclosed lanai finished in 2001. Designer painted and sealed drive recently redone.
The auto and cart garages have extra shelving both doors are electric, with ample walk around room. Upgraded washer and dryer is in the garage.
Front entry is inviting with easy care upgraded landscape front sides and back.
Pass through kitchen has tasteful wood grain, stain resistant, soft walk linoleum overlooking dining living area. All appliances convey.
Volume ceilings makes rooms feel larger, leading to enclosed lanai overlooking a private preserve and master bedroom with Sliders to lanai.
The master shared bath has the water repellent wood grain linoleum, volume ceiling skylight and glass sliding tub shower, accessible to bedroom #2(guest), which currently has trundle Bed(may be available), and not visible is the overhead cabinetry on wall leading to living area.
Yes this 33 year old built like a rock, well maintained and darn near immaculate home is just a short ride by cart to Spanish Springs Square, with easy cart parking. Nightly free entertainment, gobs of shops, restaurants and stores to enjoy. The CAM for this property for all owner non premium amenities is currently $178/mo. What a deal!
Features
- Amenities: Fence Restrictions, Gated, Golf Course, Lobby Key Required, Optional Additional Fees, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s)
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 60 x 100
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Style: Traditional
- Year Built: 1991
- Garage: 1-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 982
- Acreage: 0.14
- Lot Size: 60 x 100
- Est. Taxes: $1,203
- Lot Desc: Cul-De-Sac, In County, Landscaped, Level, Private
- View: Park/Greenbelt
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
- Appliances: Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: G5084375
- Days on Market: 109 days
- Website: https://www.raveis.com
/prop/G5084375/1112montereylane_ladylake_fl?source=qrflyer
Listing courtesy of GERALD ANTHONY DIETRICH Phone: 352-516-7797
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1112 Monterey LANE, Lady Lake, FL, 32159
$235,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $100 | $100 | $100 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,251 | $1,235 | $1,585 |
| Total Monthly Payment | $1,426 | $1,410 | $1,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388