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Presented by
Amy Rubin |
3 Gatelatch Lane, #3, East Lyme (Niantic), CT, 06357 | $550,000
Welcome to 3 Gatelatch Lane, a charming stand-alone Cape Cod-style home in Niantic's desirable 55+ community. This beautifully maintained residence offers 2, 421 sq. ft. of living space, featuring 3 bedrooms and 2. 5 baths. The main level boasts an open and airy living area with hardwood floors throughout. Relax in the living room by the cozy gas log fireplace, or host gatherings in the formal dining area with seamless access to a sunlit kitchen, complete with a ceiling fan, hardwood, and tile floors. The primary bedroom suite, conveniently located on the main floor, includes a full bath, ceiling fan, and ample closet space. Upstairs, you'll find two additional bedrooms with wall-to-wall carpet and ceiling fans, perfect for guests or hobby space. Need a home office? There's a bright office with built-ins and hardwood floors on the main level, along with a sunroom that opens to the outdoors via sliders, ideal for enjoying fresh air or entertaining. Additional features include a one-car garage, a media room with a wet bar, and a short 10-minute drive to the beach and vibrant downtown Niantic. Built in 2002, this home offers modern comforts and timeless style, with easy access to shopping, dining, and the shoreline lifestyle. Don't miss this opportunity to enjoy the best of coastal living in a peaceful, 55+ community!
Features
- Town: East Lyme
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Main Level
- Style: Cape Cod,Ranch
- Year Built: 2002
- Garage: 1-car Attached Garage,Paved,Off Street Parking,Driveway
- Heating: Hot Air
- Cooling: Central Air
- Basement: Partial,Full,Interior Access,Partially Finished,Liveable Space
- Above Grade Approx. Sq. Feet: 2,421
- Below Grade Approx. Sq. Feet: 365
- Est. Taxes: $6,981
- HOA Fee: $537 Monthly
- Lot Desc: In Subdivision,On Cul-De-Sac
- Adult Communities: Yes
- Elem. School: Per Board of Ed
- High School: East Lyme
- Appliances: Cook Top,Microwave,Refrigerator,Freezer,Dishwasher,Washer,Dryer
- MLS#: 24053520
- Website: https://www.raveis.com
/raveis/24053520/3gatelatchlane_eastlyme_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Hardwood Floor | Main |
| Living Room | Gas Log Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Amy RubinSales Associate
860.213.9282
Amy.Rubin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
3 Gatelatch Lane, #3, East Lyme (Niantic), CT, 06357
$550,000
Amy Rubin
Sales Associate
William Raveis Real Estate
Phone: 860.213.9282
Amy.Rubin@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $582 | $582 | $582 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,039 | $2,964 | $3,743 |
| Total Monthly Payment | $3,713 | $3,638 | $4,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524