Plainfield Spacious Cape with 2468sqft, 3/4Bedrms, 2 Full Baths, 2 Car Garage, HUGE loft on 1 ac of private land. Lots of room in this well built one owner home. Nice floor plan with so much room. First floor has a HUGE Family rm with a wood FIREPLACE, built ins, French doors, hardwd floors & plenty of windows for sunlight. Separate dining rm w hardwd floors, large kitchen w/appliances, additional Living rm w/ hardwd flooors and a walkout to your private yard. Large office/den or possibly a 1st floor 4th bedrm with french doors & a closet with hardwd fkoors, 1st floor laundry r and a full bath. Nice wide hallways and staircase leading to your 2nd floor master suite with a walkin closet and a bump out area for another closet, nursery or could be a master bath rm. Nice large 2nd bedrm with double closets, double windows and or could even be 2 bedrms. Nice size 3rd bedrm and a Full bath upstairs. Over sized 2 CAR GARAGE W/a full walk up above & fully floored for storage or can be finished as a bonus rm, play rm or inlaw set up. Full basement for more expansion or storage. Sits beautifully off the road on a private 1 ac level lot. Lots of parking. Needs some TLC. Government financing may be tough due to peeling paint on the exterior. . All items will be removed prior to closing. View the beauty of this home beyond the items. This home with a few touch ups could be your gorgeous dream home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | Hardwood Floor | Main |
Full Bath | Main | |
Full Bath | Upper | |
Kitchen | Main | |
Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Office | Hardwood Floor | Main |
Primary Bedroom | Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,017 |
Total Monthly Payment | $2,150 | $2,149 | $2,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.