This lovely 3-bedroom, 2-bath with den home definitely is one not to miss! Seller offers a $7, 500 credit at closing toward a new roof and the home is being sold turnkey including the golf cart. Since its purchase in 2017, the house has only been occupied when out-of-state family members visited their father, whose home is next door. Since purchase, the water heater, the air conditioning system and kitchen appliances have been updated. Luxury vinyl plank flooring was installed in the living room/dining room and new carpet in the three bedrooms and den/office. The house backs up to a heavily wooded preserve, making the veranda wonderful for entertaining as well as a charmingly restive and naturally beautiful space to enjoy morning coffee. The home is in Lake Ashton, central Florida’s premier 55+, active-adult community. With two 18-hole golf courses, a 26, 000 sq ft club house and a 26, 000+ sq ft Health and Fitness Center, pickleball courts, a bowling alley, a restaurant and much, much more, activities are abundant. Don’t miss this very special property. Schedule your personal showing today.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,073 | $2,630 |
Total Monthly Payment | $2,642 | $2,614 | $3,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.