TRUE WATERFRONT LIVING! This two bedroom home is fully furnished and move-in ready! Located in the much-loved and sought after 55+ gated community of Saddlebag Lake Resort, where you own the land, the home is situated at the lagoon that leads to the lake. You can go fishing and boating right from your own back yard! Upon arriving you'll find a two-car carport to keep your car and your GOLF CART in the shade (yes, the golf cart is included in the list price, too!). There's also a roomy shed at the side to keep all your tools in. Inside you will be amazed at the spacious main living area, with its large kitchen, combination dining and living room, and a full width family room. Walk through the sliders to a magnificent view of the water from the screened porch. It's everything you've been dreaming of! Recent upgrades include a new metal roof two years ago, leaf protection gutters last year, all the flooring and windows have been replaced and the AC is approximately 5 years old. Enjoy retirement living at its finest, with activities to participate in at the clubhouse, a heated pool, screen-enclosed hot tub, tennis and pickle ball courts, shuffleboard and horse shoes, a rec room with fitness equipment, saunas and pool tables, a driving range, a beach and beach house with full kitchen and covered patio that you can use at no cost, There's even a dog park for your fur babies to run around at! All of the amenities, plus your water, sewer and trash pick-up, are included in a low HOA fee. You don't want to miss this opportunity, call now to schedule your private tour before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$258,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $206,400 | $206,400 | $206,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,356 | $1,372 | $1,741 |
Total Monthly Payment | $1,474 | $1,490 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.