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6324 Sprucepine LANE, Saint Cloud, FL, 34771 | $405,000
This impressive home has 4 bedrooms and 2. 5 bathrooms spacious rooms one of the bedrooms on the first floor, ideal for remote workers with a stunning view, and a fully fenced courtyard. With a premium lot and no front neighbors, plus a 2-car garage with 240V outlet for electric cars and extra parking.
This home is upgraded to perfection and built-in 2021, showcasing stunning wood-style tile on the first floor. Step inside and be greeted by a brilliantly lit foyer with an eye-catching accent wall. The kitchen is a chef's dream, featuring quartz countertops, elegant 42" cabinets, stainless steel appliances, and a stylish backsplash. The generously sized living room provides ample space for comfortable living and entertainment. Large master bedroom complete with a walk-in closet and a private garden tub alongside a separate shower stall and dual sinks Plus, this home is in a USDA-approved area, meaning it qualifies for 0 down financing.
Experience a family-friendly environment community, featuring amenities such as picket-ball, basketball court, soccer field, dog park, and walking trails. Enjoy no CDD fees and a Low HOA.
Top rated schools – Harmony Community K-5, Harmony Middle School and Harmony High School.
Property is centrally located near major roads like US192, just minutes from Lake Nona, Medical City, Orlando International Airport, Grocery store, Shopping, dining and more.
Don't miss the chance to enjoy breathtaking sunsets from the front porch!
schedule your private tour today!
Features
- Amenities: Basketball Court, Pickleball Court(s), Playground, Trail(s)
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 2021
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric, Solar, Zoned
- Cooling: Central Air
- Approx Sq. Feet: 2,204
- Acreage: 0.11
- Est. Taxes: $5,423
- HOA Fee: $78 Monthly
- Lot Desc: Sidewalk
- Elem. School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: S5113844
- Days on Market: 38 days
- Website: https://www.raveis.com
/prop/S5113844/6324sprucepinelane_saintcloud_fl?source=qrflyer
Listing courtesy of LA ROSA REALTY LLC Phone: 321-939-3748
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6324 Sprucepine LANE, Saint Cloud, FL, 34771
$405,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,778 |
| Total Monthly Payment | $2,683 | $2,680 | $3,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388