Excellent location on sought-after road - 1 mile from The Villages with no HOA or Covenants. Low taxes; great trash/recycle/electric services. No water or sewer bills. 3 bed, 2 bath, LR, DR, Family Room, Florida Room. 1530sf - NO CARPET. Detached 1 car garage. Recent and total renovation. Up to code – all improvements made by licensed professional contractors - permits pulled. NEW: Hurricane Tie Downs (2021), 200amp buried electrical service (2021), extensive electrical updates (2021), METAL ROOF with transferrable lifetime labor warranty (2022), West Shore Home Windows (2021), Exterior Doors (2022), vinyl flooring (2021), new custom florida room (2022) and MUCH MORE. Family room has white-washed brick accent wall & decorative fireplace. Kitchen has a Thor commercial 5-burner conventional/convection range plus closet pantry. Fresh paint (July 2024). Large front porch plus totally private backyard firepit. Entire property is fenced – 5’ chain link in front, 8’ privacy wood along 100-foot back property line (2021). Cement walkways and patios on three sides of home (2023). Asphalt driveway (2022). Raised garden beds plus Graceland barn-style wood-framed shed, currently used as a chicken coop. Property has an adjacent 1/3 acre buildable parcel - Currently Vacant - Available for Separate Purchase. Mature and lush landscaping, palms, flowers, fruit-bearing trees, vines, and bushes. Well and Septic overhauled in 2023 & 2021. Rheem water softening system (2022). Close to TONS of Shopping, Restaurants, Boating, Fishing and Other Activities. Country Living at its finest! Call for a private tour of this Well-Maintained and Totally Updated Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,920 | $203,920 | $203,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $73 | $73 | $73 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,374 | $1,355 | $1,720 |
Total Monthly Payment | $1,522 | $1,503 | $1,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.