1321 Spring Lake ROAD, Fruitland Park, FL, 34731 | $254,900

Excellent location on sought-after road - 1 mile from The Villages with no HOA or Covenants. Low taxes; great trash/recycle/electric services. No water or sewer bills. 3 bed, 2 bath, LR, DR, Family Room, Florida Room. 1530sf - NO CARPET. Detached 1 car garage. Recent and total renovation. Up to code – all improvements made by licensed professional contractors - permits pulled. NEW: Hurricane Tie Downs (2021), 200amp buried electrical service (2021), extensive electrical updates (2021), METAL ROOF with transferrable lifetime labor warranty (2022), West Shore Home Windows (2021), Exterior Doors (2022), vinyl flooring (2021), new custom florida room (2022) and MUCH MORE. Family room has white-washed brick accent wall & decorative fireplace. Kitchen has a Thor commercial 5-burner conventional/convection range plus closet pantry. Fresh paint (July 2024). Large front porch plus totally private backyard firepit. Entire property is fenced – 5’ chain link in front, 8’ privacy wood along 100-foot back property line (2021). Cement walkways and patios on three sides of home (2023). Asphalt driveway (2022). Raised garden beds plus Graceland barn-style wood-framed shed, currently used as a chicken coop. Property has an adjacent 1/3 acre buildable parcel - Currently Vacant - Available for Separate Purchase. Mature and lush landscaping, palms, flowers, fruit-bearing trees, vines, and bushes. Well and Septic overhauled in 2023 & 2021. Rheem water softening system (2022). Close to TONS of Shopping, Restaurants, Boating, Fishing and Other Activities. Country Living at its finest! Call for a private tour of this Well-Maintained and Totally Updated Home!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 136
  • Laundry: Inside, Laundry Room
  • Year Built: 1972
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,530
  • Acreage: 0.31
  • Lot Size: 100 x 136
  • Est. Taxes: $879
  • Appliances: Dryer, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: G5085998
  • Days on Market: 106 days
  • Website: https://www.raveis.com
    /prop/G5085998/1321springlakeroad_fruitlandpark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 4:01:33 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1321 Spring Lake ROAD, Fruitland Park, FL, 34731

$254,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $203,920 $203,920 $203,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $73 $73 $73
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,374 $1,355 $1,720
Total Monthly Payment $1,522 $1,503 $1,868

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.