Del Webb Spruce Creek Golf & Country Club – Sherwood – Elkridge Model – BEAUTIFUL WELL MAINTAINED and Updated Home!! ** ROOF: 2020** HVAC: 2019 ** This Spacious ELKRIDGE Model has 3 Bedrooms, 2 Baths, 1, 720 Sq Ft home with an EXTENDED 2-Car Garage & Rear Lanai with PRIVACY SOLAR SCREENS! – Gutters & Downspouts and Gutter Guards - OPEN FLOORPLAN, Tile Flooring in Main Living Areas & Carpet in Bedrooms! -- 9 Ft & Vaulted Ceilings with CROWN MOLDING in Main Living Areas!! -- PLANTATION SHUTTERS Throughout Home & Upgraded LED Lighting!! – Overhead Plumbing Re-piped (2022) -- You will Find a Painted and Sealed Driveway & Walkway, Covered Front Porch and UPDATED FRONT DOOR With Side Light. – Entering the home, is the Foyer with a Coat Closet. -- The Kitchen has Vaulted Ceilings, Recessed Lighting & Pendant Lights, Oak Cabinetry with Knobs, Crown Molding, Pull-out Shelving, Corner Lazy Susan, Breakfast Bar Overhang, SAMSUNG STAINLESS STEEL APPLIANCES (2017), and a 50/50 Sink with Stainless Steel Low-profile Faucet with Pull-out Sprayer, Garbage Disposal (2019), and 3 Pendant Lights – The PRIMARY SUITE has a Spacious Bedroom, and Large En-Suite Bathroom with French Door Entry, Linen Closet, UPGRADED ONYX Step-in Shower with Glass Door, UPGRADED ONYX Countertop with Dual Sinks, Private Privy, and WALK-IN CLOSET (10Ft x 5 Ft). – The Guest Wing Features 2 Bedrooms (Both have Closets), a Guest Bathroom with Tub/Shower Combo. -- The Screened Lanai (28Ft x 10 Ft) has Indoor/Outdoor Carpet, Ceiling Fan, Overhead Lights, and SOLAR SCREENS for added Privacy and Keeps Lanai Cooler!!! -- There is also a Door to the PAVERED Rear Patio (17 Ft x 6. 5 Ft)!! -- The EXTENDED 2-Car Garage has the Amana Washer and Dryer (Jan 2024), Pull-down Attic Stairs, Overhead Lights, Utility Tub, Irrigation System, Insulated Garage Door & Keyless Entry!!! Do not Miss Out on Making this MOVE-IN Ready Home Yours TODAY! (TV's and Mounts in LR, Bedroom 2, and Bedroom 3 will Convey with Home)
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,200 | $270,200 | $270,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,866 | $1,820 | $2,298 |
Total Monthly Payment | $2,155 | $2,109 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.