This charming 2 BR/2 BA 2 villa in Tarpon Springs is the perfect affordable option for anyone looking for a cozy home in a prime location. Situated in a NON-FLOOD ZONE, this villa offers peace of mind and savings compared to other properties in flood-prone areas. Best of all, it’s in a pet-friendly community with an affordable HOA fee of just $215/month, which is lower than typical condo HOA fees. The villa boasts high ceilings and skylights, creating a bright and welcoming atmosphere. Laminate and tile flooring throughout make for easy maintenance, while the open cabinetry and breakfast bar in the kitchen add both functionality and charm. The spacious living room is enhanced by an electric fireplace, which stays with the property, as does the washer and dryer. The split-bedroom layout is ideal for hosting guests, and the fenced yard is perfect for pet owners or those who appreciate a little outdoor space. Location is everything; walk to the famous Sponge Docks, enjoy nearby marinas and restaurants, or head to Sunset Beach or Howard Park Beach for some relaxation. Anclote River Park, Honeymoon Island, Clearwater Beach, and even Busch Gardens are just a short drive away. Whether you're looking for a year-round residence or a great investment opportunity, this property offers a rare combination of affordability, charm, and prime location in Florida’s historic gem of Tarpon Springs!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,671 | $2,126 |
Total Monthly Payment | $1,848 | $1,869 | $2,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.