WITH AN ACCEPTED OFFER, THE SELLERS AGREE TO PAY THE HOA FEE THROUGH DECEMBER 2024. Welcome home to this lovely MAINTENANCE FREE 2 bed/2 bath condo in the very active 55+ Normandy Oaks community, located at one of the highest points in Pinellas County. This property did not have any flood or damage from the back to back hurricanes! Pull into your assigned parking space and stroll up to your front door. This unit has hurricane impact windows and doors as well as new flooring throughout the main living areas. As you step into your entryway, you will be able to see straight through to the back, and be immediately impressed by the size of the space. To your left is your kitchen, which has white cabinets and ample space for storage. You have a new refrigerator (2023), double sink, range, dishwasher and microwave. There’s also a space for a small breakfast bar. Off the kitchen you enter into your dining room, which is a good size and is open to the living room. This extra large room will be perfect for entertaining! The free standing fireplace stays with your unit. Off the rear is your Florida/bonus room, which also has a closet for extra storage and exterior access to your patio. Enjoy all the Florida lifestyle has to offer by setting up an outdoor living space right off your condo. Head back inside to the two bedrooms. Off the hallway is your second bath with a tub/shower combination and extra long vanity. The front bedroom is a good size and the closet is where you will find your full-size washer and dryer (2023), which stay with the unit. There is also an on site laundry facility if you'd prefer. In the hall towards the master is another large closet for additional storage as well. The master is off the rear where you have a good size walk-in closet, and an en suite bath with step-in shower. This community has a pool and clubhouse as well as shuffleboard courts. You can enjoy Saturday donuts and coffee at the clubhouse, and there are numerous activities throughout the year they can keep you very very busy. Do not miss the opportunity to make this property today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,600 | $175,600 | $175,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,167 | $1,506 |
Total Monthly Payment | $1,313 | $1,282 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.