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118 Ashman Drive, Derby, VT, 05829 | $350,000
Immaculately maintained home, built in 1992 and situated on a spacious 1. 09 acre lot in a quiet Derby neighborhood. Offering 2072 sq. ft. of finished living area with the main level consisting of an open eat-in kitchen/dining/living area, 3 bedrooms, a full bath and a spacious family room, office, storage closet & full bath with laundry in the walk-out lower level. Two car garage and additional storage available in the detached shed. This home is very efficient to heat with an oil boiler/ baseboard hot water heat, a wood stove in the family room (2 flues) and a new mini-split for heat & AC. Serviced by a private onsite drilled well and updated septic. Enjoy gorgeous sunrises and partial views over Lake Salem from the back deck while overlooking the enormous level yard. You will be sure to enjoy living in a quiet setting and the convenience of being just a short drive to town amenities. Excellent move-in-ready condition and well worth viewing today!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1992
- Garage: 2-car Garage
- Heating: Alternative Heat Stove,Baseboard,Hot Water,Multi Zone,Stove - Wood,Mini Split
- Cooling: Mini Split
- Basement: Concrete,Daylight,Full,Partially Finished,Stairs - Interior,Storage Space,Walkout,Interior Access
- Approx Sq. Feet: 2,072
- Acreage: 1.09
- Est. Taxes: $3,533
- Lot Desc: Landscaped,Level,Open
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Orleans Essex North
- MLS#: 5018512
- Website: https://www.raveis.com
/prop/5018512/118ashmandrive_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/19/2024Listing courtesy of Jim Campbell Real Estate Phone: 802-334-3400
Listing Agent: Ryan Pronto
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
118 Ashman Drive, Derby, VT, 05829
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,401 |
| Total Monthly Payment | $2,279 | $2,230 | $2,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484