Welcome to this stunning home , built in 1990, features a spacious driveway to park your car with a brand new iron gate and iron fence recently installed in the driveway perfect to keep your car secure ! This home also features 2 spacious bedrooms, 2 full bathrooms and 1 half bathroom with a FINISHED basement with two rooms that can be used as guest rooms or office or gym room the choice is yours and a full bathroom in basement. This home features on the first floor an open concept of livingroom and dining area with a kitchen with wood cabinets and granite counter tops and hardwood floors all through out. Upstairs, you will find two spacious bedrooms and a luxurious bathroom. Step outside to your private fenced in backyard oasis, complete with an above-ground pool and a recently new roof covered porch perfect for relaxing or entertaining with friends and family. Located in a vibrant community, you're just minutes from Manhattan and easy access to transportation! Make your offer today ! FireplaceFeatures: None, FoundationDetails: Brick/Mortar, LaundryFeatures: In Basement,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,353 | $3,349 | $4,321 |
Total Monthly Payment | $3,803 | $3,799 | $4,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.