4801 Osprey DRIVE S, #107, St. Petersburg, FL, 33711 | $590,000

***HIGH AND DRY WITH NO DAMAGE FROM THE RECENT STORMS!***
RESORT-STYLE VACATION LIVING EVERY DAY IN HIGHLY SOUGHT-AFTER GATED WATERFRONT PARADISE
OF DOLPHIN CAY! This beautiful 2 bedroom, 2 bath split floor plan condo offers you valuable and convenient
1st residential floor luxury. Walk in the front door to a charming foyer with a stunning modern light fixture and
your eye is immediately drawn to the views of the sumptuous nature preserve off the wonderful balcony. The
light and bright kitchen features a NEW refrigerator (2023) and dishwasher (2023), and a bonus room off the kitchen can be
used as a breakfast nook or a home office or peaceful sitting area. The spacious owner’s suite boasts NEW
hurricane windows (2022) with wonderful views of the preserve as well as a large walk-in closet and en suite bath
with dual sinks and walk-in shower. You have to visit to see why Dolphin Cay is a premier and coveted
waterfront property, lushly landscaped and filled with exclusive features including 4+ miles of boardwalks and
nature trails winding through 24 acres of wildlife preserve and a PRIVATE 2-Acre BEACH. With its 24/7 gated and guarded entrance, owners
are treated to a private beach and fishing pier, 3 heated pools, spa, waterside grilling area, kayak storage,
billiard room, library, fitness center, and on-site management. This building also offers dedicated EV Charging Spaces. You’ll be 5 minutes away from St Pete Beach–routinely rated America's #1 beach–and 12 minutes to Downtown St Petersburg and its fabled Pier and under
30 minutes to Tampa International Airport. Don’t wait!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Gated, Lobby Key Required, Maintenance, Pool, Recreation Facilities, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: OSPREY POINTE AT DOLPHIN CAY
  • Year Built: 1995
  • Approx Sq. Feet: 1,435
  • Est. Taxes: $8,581
  • Condo Fee: $1,041 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone
  • Elem. School: Gulf Beaches Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: Breed Restrictions, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • MLS#: U8231141
  • Days on Market: 216 days
  • Website: https://www.raveis.com
    /prop/U8231141/4801ospreydrives_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 4:32:18 PM)
Listing courtesy of ENGEL & VOLKERS ST. PETE   Phone: 727-295-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4801 Osprey DRIVE S, #107, St. Petersburg, FL, 33711

$590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $472,000 $472,000 $472,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $715 $715 $715
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,140 $3,137 $3,980
Total Monthly Payment $3,947 $3,944 $4,787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.