Welcome to this charming 4-bedroom, 2. 5-bath Colonial, beautifully situated on 1. 5 serene acres in the heart of the Hudson Valley. Nestled among picturesque apple orchards, this home offers a perfect blend of timeless elegance and modern comfort. The spacious interior boasts a sun-drenched living room with large windows overlooking the lush landscape, a cozy sitting area, and a formal dining area ideal for gatherings. The renovated kitchen features ample quartz counter space, two pantries and a breakfast nook with views of the surrounding orchards. Off the dining area, there is a special feature, three season room that's unbelievably warm and welcoming. Upstairs, the incredibly spacious primary bedroom includes an en-suite bath, a walk-in closet, and dressing area. The second floor also offers three additional spacious bedrooms that provide plenty of options for family, guests, or home offices. That's not all, as a cozy little sitting nook sits tucked away off the stairs as well. There are so many features of this home that are brand new, including the bathrooms, kitchen, a fresh coat of paint, lighting, flooring, carpeting and the list goes on. The home offers a plethora of options for storage with many closets, a full unfinished basement as well as a spacious two car garage. Outside, enjoy peaceful moments on the expansive deck and patio, surrounded by nature and apple trees, or stroll through your private slice of Hudson Valley paradise. With plenty of room for gardening, outdoor activities, and relaxation, this home offers a rare combination of rural tranquility and easy access to local amenities, wineries, orchards, scenic trails and all the amazing hiking, biking, and climbing in the area, including the Walkway over the Hudson and Rail Trail. Experience the best of country living in this idyllic setting. Located minutes from the Mid Hudson Bridge and Poughkeepsie Train Station, as well as the NYS Thruway, it makes traveling a dream. Additional Information: Amenities: Dressing Area, HeatingFuel: Oil Below Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $935 | $935 | $935 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,373 | $3,330 | $4,318 |
Total Monthly Payment | $4,400 | $4,357 | $5,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.