Welcome to your dream home in the highly desirable Richmond Place Community! This beautifully maintained two-story residence features 4 bedrooms, 2. 5 baths, and a spacious 2-car garage, offering a perfect blend of style and comfort. The open floor plan boasts high ceilings and upgraded laminate wood flooring and porcelain tile, creating a bright and inviting atmosphere throughout. The versatile first-floor den can serve as a home office or a fifth bedroom, catering to your needs. Overlooking the family room, the spacious kitchen features a newer refrigerator, range, microwave, dishwasher, and disposal. Adjacent to the kitchen, the laundry room also includes a newer washer and dryer. Retreat to the large owner's suite, which features a completely remodeled bathroom with a luxurious walk-in glass shower and a Roman tub, providing a spa-like experience. The screened lanai invites you to relax and enjoy serene views of the well-landscaped and natural appearing retention pond, perfect for morning coffee or evening gatherings. This home is enhanced with Energy-Efficient Upgrades, including a new high-efficiency HVAC heat pump (2021), Hurricane Impact-Resistant Argon-filled Low-E windows and French doors, solar attic fans, and Plantation Shutters in all rooms. The Upgraded Hurricane Impact-Resistant Garage door, Front door, Side door, French doors, and Windows not only provide peace of mind, but also qualify the home for most insurance companies' wind mitigation discounts! The roof was replaced in 2017. The home includes many extras such as a water softening system and an automated irrigation system. Conveniently located in a top-rated school district, this property is close to shopping, entertainment, USF, the VA hospital, and Flatwoods Park. The Richmond Place Community offers excellent amenities, including a swimming pool, cabana, playground, barbecue grill, and tennis/pickleball courts. Don’t miss this rare opportunity to own a piece of paradise in Richmond Place! Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,160 | $3,157 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.