No damage in Helene or Milton. This battle-tested home is ready to be your sanctuary. The PGT hurricane Impact windows have kept the inside perfectly dry in all of the storms and provide the convenience not having to put up shutters. This property is not in a flood zone and benefits from excellent drainage, with multiple retention ponds in the neighborhood, providing peace of mind during heavy seasonal rains and hurricanes. This beautiful townhouse is energy efficient, has low hoa fees and a great location walking distance to Gadsden park, in a rare-for-the-area gated community. Step inside and be greeted by an abundance of natural light, thanks to numerous windows throughout the home. The spacious open layout is accentuated by recessed lighting, ceiling fans, crown molding, and stylish plantation shutters.
The huge kitchen is a chef's dream, offering plenty of space, wood cabinets, stainless steel appliances, including a new refrigerator updated in 2022 and granite counter tops. Storage is no issue with ample closet space throughout the home. The townhouse features engineered birch wood floors throughout, with new wood floors installed in all bedrooms in 2022. The stairs have been beautifully remodeled with solid maple wood treads.
Enjoy the efficiency of two air conditioners—one for each floor. The main floor air conditioner was replaced in 2022.
The primary bedroom is a true retreat, featuring two closets, including a spacious walk-in, and a Juliet balcony that offers pleasant views of trees and the community pool. The en-suite bathroom has a dual sink vanity, granite counter tops, soaking tub, separate shower and a linen closet. Down stairs you will find 2 additional bedrooms with a large well equipped bathroom with dual sinks, granite counter tops and a toilet that is separated from the bathtub in its own little nook. There is a laundry room and a large hall closet that wraps around under the stairs. The 2 car garage has plenty of space for parking and storage including an additional closet. Low HOA fees include water, trash, pool, landscaping, lawn maintenance and reserves for roof and painting.
Enjoy all of the convenience of South Tampa with an easy drive to downtown, Hyde Park, and all the restaurants and shopping with convenient access to St. Pete. You won't worry about schools with A-rated Chiaramonte elementary and Robinson high school and an easy drive to the hottest new k-8 magnet school Adum. List agent is owner.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,576 |
Total Monthly Payment | $3,249 | $3,246 | $4,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.