Welcome to this expansive home, offering 3, 700 sq. ft. of living space on a . 48-acre lot, with versatile layout with mother/daughter possibilites. The heart of the home features a large eat-in kitchen with high-end appliances, flowing into bright, open living spaces with beautiful oak floors throughout. The primary suite is a private retreat, boasting a huge ensuite like-new bathroom and walk-in closet, complemented by four additional spacious bedrooms and three full bathrooms. Upstairs, a 15-ft pitch attic with 2, 000 sq. ft. space offers endless potential for storage or future expansion. Built with exceptional craftsmanship, this home is insulated with VAT in all bedroom walls and features two 275-gallon oil tanks and a reliable multi-ring cesspool system. Even the washer has its own dedicated ring and dome. The flat, fenced yard with a storage shed provides the perfect space for outdoor activities. Located just 8 minutes from Stony Brook University and Hospital, this home offers both convenience and comfort, along with STAR Basic Savings of $854/year. Built like Fort Knox, this property is a solid investment with room to grow. Don't miss the opportunity to make this exceptional home your own-schedule a private tour today!, Additional information: Appearance: MINT
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,204 | $1,204 | $1,204 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,006 | $3,908 | $4,934 |
Total Monthly Payment | $5,302 | $5,204 | $6,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.