Stunning contemporary in South Windsor's sought-after Philip R. Smith Elementary School neighborhood. This spacious home offers 2, 688 sqft of bright living space, featuring 4 beds, 2. 1 baths, & two-car garage. The property boasts an unfinished walkout lower level, perfect for future customization. Sun-filled open floor plan with vaulted ceilings, skylights, & wood floors in the living room. The wood floors continue into the formal dining room, complete with crown molding & chair rail. The eat-in kitchen is equipped with granite countertops, a center island, built-in beverage refrigerator, stainless appliances, recessed lighting, & a separate coffee bar/desk area. French doors lead from the kitchen to a newer Trex deck & awning, overlooking the private, professionally landscaped backyard with a beautiful paver patio-ideal for outdoor entertaining. Cozy family room featuring charming wood beams and a pellet stove. The main level is completed by a half bath & laundry room. Upper level includes spacious bedrooms, each with carpeting. The updated main bathroom serves the bedrooms, while the primary bedroom suite offers a spa-like bath featuring a skylight, soaking tub, bidet, and an opportunity for your personal updates. Newer foundation and updated systems include: tankless propane water heater, propane heating unit, central air, roof, gutters, & driveway. Conveniently located near highways, Hartford, Bradley International Airport and a variety of shopping and dining amenities.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.2 x 16.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 15.1 x 11.8 | Upper |
Bedroom 3 | Wall/Wall Carpet | 12.2 x 11.3 | Upper |
Dining Room | Hardwood Floor | 13.0 x 15.3 | Main |
Family Room | Beams,Pellet Stove,Wall/Wall Carpet | 19.3 x 14.9 | Main |
Kitchen | Breakfast Bar,Granite Counters,Eating Space,Island | 13.0 x 16.0 | Main |
Living Room | Skylight,Vaulted Ceiling,Hardwood Floor | 13.4 x 19.4 | Main |
Primary Bedroom | Wall/Wall Carpet | 13.0 x 16.9 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $911 | $911 | $911 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,010 | $2,971 | $3,853 |
Total Monthly Payment | $4,013 | $3,974 | $4,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.