Welcome to this spacious, well-maintained, move-in ready home that's been well-loved and cared for by its current owner. As you walk through the front door you'll fall in love with the light-filled, warm and welcoming living room with its gorgeous bay window that will be fun to decorate for every holiday and season. The living room opens to a roomy dining room and well-appointed, fully applianced kitchen. Off the dining room is a humongous family room where you can entertain large groups of family and friends. Walk up a few stairs to a wide hall landing that leads to 3 spacious bedrooms and a full bathroom. From the living room walk down a few staris into an over-sized rec room that's perfect for a bar and tv/gaming room. A half bath, utility, and storage area is also on this level. This lovely home offers a level, park-like yard with a private rear border and 2 sizable outbuildings. Some of the homes desirable features include hardwood floors in the living and dining rooms and the entire bedroom level (except the bathroom) and a 2-year old roof. Live in Wallingford and enjoy the benefits of its privately owned electric company that supplies afforable energy to its residents; a walkable downtown with many restaurants, small businesses and shops, public offices and a library; several pictureque wineries and vineyards; public parks and walking trails, and its central CT location that offers easy accessibilty to several major highways. Start off the New Year in a new home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.6 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 10.0 | Upper |
Dining Room | Hardwood Floor | 11.0 x 12.6 | Main |
Family Room | 13.6 x 19.0 | Main | |
Full Bath | Upper | ||
Half Bath | Lower | ||
Kitchen | 9.0 x 11.4 | Main | |
Living Room | Bay/Bow Window,Wall/Wall Carpet,Hardwood Floor | 11.4 x 19.0 | Main |
Primary Bedroom | Hardwood Floor | 11.6 x 15.5 | Upper |
Rec/Play Room | 14.0 x 18.7 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,020 | $2,606 |
Total Monthly Payment | $2,592 | $2,539 | $3,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.