121 E Cottage St., #7., Boston (Dorchester), MA, 02125 | $699,900

Property qualifies for 3% down payment, No PMI, No Income Limits. Looking for a townhouse in an unbeatable location? Just a block from the Andrew MBTA Station (Red Line), minutes from I-93, the South End, South Bay, JFK, and Carson Beach, this spectacular home, built in 2008, offers modern amenities. The first level boasts an open-concept living room, dining area, and kitchen with stainless steel appliances, granite countertops, a breakfast bar, and recessed lighting throughout. Beautiful hardwood floors add warmth, and the primary bedroom features a walk-in closet and en-suite bath. The second level includes a spacious family room, two additional bedrooms, and a full bath. Convenience abounds with in-unit laundry on the main level and extra storage in the basement. Enjoy two deeded parking spots, a common outdoor space, and a private front yard. The 9-unit complex features updated siding, trim, and paint, with gas heat and central AC. Pet-friendly and move-in ready.

Features

  • Town: Boston
  • Parking: 2-car, Off Street, Tandem
  • Heating: Forced Air
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Public Transportation, Shopping, Park, Medical Facility, Highway Access, Private School, Public School, T-Station
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Second Floor, In Unit
  • Complex: 121 East Cottage Street
  • Year Built: 1895
  • Common Charge: $410 Monthly
  • Approx Sq. Feet: 1,764
  • Acreage: 0.04
  • Est. Taxes: $3,046
  • Pets Allowed: Yes
  • Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
  • MLS#: 73302102
  • Buyer Broker Compensation: 1.50%
  • Website: https://www.raveis.com
    /raveis/73302102/121ecottagest_boston_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Closet, Flooring - Wall to Wall Carpet16.0 x 18.0Third
Bedroom 3 Closet, Flooring - Wall to Wall Carpet11.0 x 13.0Third
Dining Room Flooring - Hardwood, Recessed Lighting11.0 x 16.0Main,Second
Kitchen Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Dryer Hookup - Electric, Open Floorplan, Recessed Lighting, Stainless Steel Appliances8.0 x 15.0Second
Living Room Flooring - Hardwood, Cable Hookup, Open Floorplan, Recessed Lighting14.0 x 19.0Main,Second
Master Bedroom Bathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Cable Hookup13.0 x 20.0Second

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Ilya CobiBroker Associate

617.943.6503

Ilya.Cobi@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

121 E Cottage St., #7., Boston (Dorchester), MA, 02125

$699,900

Ilya Cobi

Broker Associate

William Raveis Real Estate

Phone: 617.943.6503

Ilya.Cobi@raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $254 $254 $254
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,772 $3,721 $4,722
Total Monthly Payment $4,118 $4,067 $5,068

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.