If you are looking to live in one of CT's most desirable picturesque Villages, Litchfield is the place to be! This affordable home is loaded with character but also has a tastefully remodeled kitchen and bath. Brand NEW roof as of Nov 2024 gives you warranty and reassurance. Short walk (with sidewalks) to the Town Green where you will find fabulous restaurants, great shopping, regular entertainment and rich history. Visit Bantam Lake and White Memorial Foundation for miles of hiking, boating and kayaking. Less than 2 hr commute to NYC or Boston. Whether you are looking for full or part time living in this quintessential town, this home will suit your needs. The mud room/breezeway is large enough for a variety of uses. The remodeled kitchen/dining room, with loads of natural light, overlook the vast level back yard. The living room has a library's worth of built in's and a fireplace with a gas (propane) insert for cozy warmth and ambiance. Three bedrooms and a remodeled bath with tub shower complete the 2nd floor. Don't wait to make this home your dream come true!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wide Board Floor | Upper |
Bedroom 2 | Wide Board Floor | Upper |
Eat-In Kitchen | Remodeled,Bay/Bow Window,Quartz Counters,Laminate Floor | Main |
Full Bath | Remodeled,Tub w/Shower | Upper |
Living Room | Built-Ins,Gas Log Fireplace,Laminate Floor | Main |
Primary Bedroom | Wide Board Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,692 |
Total Monthly Payment | $2,594 | $2,565 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.