Location! Location! Location! Welcome home to this incredible brick home with 5 bedrooms and 3. 5 baths. Situated on the 12th tee box within prestigious Smithfield community. Interior of home is well maintained with large inviting kitchen. Eat-in breakfast area with large dining room off kitchen suitable to entertain family and friends for many years. Separate owner suite on main, converted garage to bath. Home could transition back to single garage with ease or keep as live in suite or perfect for mother-in-law or father-in-law! Exterior of home is low maintenance brick, vinyl/aluminum trim, with freshly stained/sealed deck so you can enjoy fun in the sun! Screened porch, handicap ramp, and brick front stoop adds to beauty of home. Golf cart storage also can be shared with lawn tools and more. Community boasts seasoned trees, flowering shrubs, wildlife. Home is within Easley city limits near restaurants, entertainment, shopping and schools. Take advantage of golf, tennis, clubhouse, pool and more with accommodating membership dues. Fees for HOA do not include Smithfield memberships. Availability for homeowners to purchase club membership or golf membership levels. Full membership $5, 000 initiation, $300/month. Senior membership (65+) $3, 000 initiation, $230/month Monday-Friday. Junior Membership 29 years under $3, 000 initiation, $230/month.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,292 | $2,233 | $2,881 |
Total Monthly Payment | $2,578 | $2,519 | $3,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.