HUGE PRICE REDUCTION. Why buy new when you can have like-new with all the upgrades included! NEW ROOF installed November 20th! The recent hurricanes damaged some shingles, but the INSPECTION REPORTED NO LEAKS. So, the owner decided to replace the roof on this impeccably maintained single family home in highly desirable Forest Creek. Also, new front Impact Windows and Hurricane electronic roll down shutter on lanai 2024. New HVAC 2023. Forest Creek, developed by Neal Communities, is gated and secure featuring stunning Florida ponds and landscapes. It is pet friendly with 2 dog parks and offers fabulous Clubhouse amenities. If you seek a country club-like lifestyle, $30/quarter HOA fee without all the high-end and pricey extras, you should not miss seeing this lovely home in a highly inviting community. This meticulously maintained home features a spacious layout featuring 3 bedrooms, 2 bathrooms, and a versatile office/den that can easily be designed to suit your personal needs, whether as a home office, workout space, or cozy reading nook. As you enter via the covered front porch into the expansive foyer, the open and bright living and dining spaces that flow openly into the den/office and the large kitchen with eat-in dining area. From the main living room, the sliders open to a large, covered lanai that extends to a very large caged and very private patio bordered by a natural green wooded boundary. Behind the tree line at the back of the property is a park, so no homes will ever be built immediately behind this home. The heart of any home is the kitchen. This home features beautiful granite counters in kitchen and cultured marble in baths, solid wood cabinetry, pull out drawers in lower cabinets, all stainless appliances, recessed lighting, and food prep and storage space galore. Recently added to the patio/lanai is a power roll-down hurricane shutter, and impact windows on the front 3rd bedroom further adding to the security of the home. When you visit you will also see the added paver front walkway and back lanai and patio, beautiful and professionally designed mature landscaping, and so much more. When you visit this home be sure to allow time to visit the Forest Creek community center and amenities. This warm and inviting neighborhood offers several natural public areas to enjoy nature at its serene best. Extensive shaded walking trails though ancient oaks, an enchanting lake for your enjoyment with several gazebos and a pier into the main lake invite you to drop a line to catch a fish or just immerse yourself in the natural surroundings. The community center is a hub of recreational amenities, including a stunning heated pool and spa with both sunny and shaded relaxing deck lounge areas. The fitness center includes a billiard room, group events areas with kitchen facilities to rent at nominal cost for larger family gatherings. Plus, basketball courts, playground, picnic gazebos, and yes 2 dog parks. Forest Creek is located just off the intersection of I-75 and I-275 geographically central to both Tampa/St. Pete and Bradenton/Sarasota areas. Located just a short drive to both Tampa and Sarasota airports, this area boasts easy access to arts, theater, shopping such as UTC Mall and the popular Ellenton Outlet Mall, plus the award-winning beaches of the Florida Suncoast. Make this fabulous home in Forest Creek your Florida Suncoast Lifestyle!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,569 | $2,506 | $3,164 |
Total Monthly Payment | $3,086 | $3,023 | $3,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.