Welcome to Palm Bay! Elegance and serenity meet in this exceptional 3-bedroom, 2-bathroom pool home that has not taken on water or storm damage, providing unmatched peace of mind. Step through the front door and be greeted by a stunning rotunda-style foyer with soaring two-story ceilings, creating a grand and memorable entrance that sets the tone for the rest of the home. The open-concept floorplan flows seamlessly from room to room, accentuated by gorgeous wide plank tiles throughout the main areas, and engineered wood flooring in the primary suite and secondary bedroom. Unique architectural details, like custom curved walls, beautifully crafted trim and baseboards, and elegant plantation shutters, add sophistication and style at every turn.
The gourmet kitchen, designed with both functionality and entertaining in mind, features granite countertops, stainless steel appliances, a large pantry, and a spacious bar that opens to the living room and cozy breakfast nook. The master suite offers a tranquil retreat with a soaking tub, separate shower, and dual vanities, while the living room extends outdoors through sliding glass doors to the screened-in pool area, equipped with a child safety fence. The home’s tile roof adds to its durability, and the HVAC system is only 2 years old, ensuring comfort and energy efficiency.
Located in the sought-after gated Palm Bay community, residents enjoy a host of amenities, including a park, marina, beach, boat launch, and tennis courts. The marina gives you direct access to the waters of Tampa Bay. Just minutes from the airport, downtown Tampa, St. Petersburg, Clearwater, and the beaches, this home combines luxury, convenience, and the beauty of natural surroundings. Don’t miss the opportunity to own this elegant and secure Florida retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $4,186 | $4,182 | $5,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.