The Preserve at Fairway Oaks. Beautiful One Story Home. New Roof (2023). An impressive home on a desirable . 23 acre cul-de-sac homesite. Stately front elevation with a double door entry and triple arched bay window. The foyer showcases an open floor plan with vaulted ceilings designed to enhance the attractive architectural features of this home. Elegant formal living room. The kitchen is a chef's delight and includes an informal dining area. There is ample counter and cabinet space plus a breakfast bar for 4. Appliance pkg included. Impressive owner's suite with vaulted ceiling, double closets, double sink corner bath vanity, and large walk-in shower. Very nice 2nd bedroom adjacent to privacy hall and bath with tub/shower combo. The 3rd bedroom with closet and pocket doors is a perfect multi-purpose space. It's currently used as an entertainment area with sofa, 2 recliners, stereo, and TV. The pocket doors open to the great room, which is the activity center for the home with glass doors that open to the screen lanai. Utility room with sink and cabinets. Washer and dryer included. Full size two car garage. Buyer has the option to purchase this home furnished at no additional charge. If buyer chooses this option, a list of items that are not included will be provided. The Preserve at Fairway Oaks is a deed restricted maintenance free community five miles from the Gulf of Mexico on Florida's Nature Coast. Monthly fees are based on home size and assessed for maintenance activities that include: Lawn and landscape services, Irrigation system maintenance and repairs, Standard cable television services, Twice weekly trash removal, Exterior house painting every 8 years, Roof shingle repairs and replacements, Perimeter wall maintenance, Mailbox replacements, and Two community swimming pools.
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Our Executive Mortgage Banker:
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$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,675 | $2,125 |
Total Monthly Payment | $1,905 | $1,882 | $2,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.