High and dry! Welcome to River Wind. A beautiful Neal Communities " Signature built" home located in Manatee County a few miles east of I75 off of SR64. This boutique neighborhood of only 62 homes features a gated entrance alongside the Manatee River yet approx. 30 ft above sea level. Newer home (2021), neighborhood complete, no construction site/noise to deal with, high-quality build, solid concrete construction with clay tile roofs offer wonderful security when in a high storm. This home is the coveted Carmel model featuring a spacious open floor plan, 3 bedrooms, 3 full baths, . . . . all in their own wing of the home, an office and an additional bonus room large enough to furnish as a game room, music room, additional office or whatever your heart desires. The open floor plan features a kitchen with solid white wood cabinets with stone countertops with large island seating, an adjacent dining room, and an accommodating great room for everyone's entertaining pleasure! Separate laundry room and an attached 3 car garage complete the interior of this home. BUT, there's more, . . . this homes backyard covered screened lanai space is a dream. Dining area, living area as well as grilling area are all under the same roof plus a wonderful saltwater heated pool and plenty of lounge space is waiting for its new owners. Private, wooded backyard view makes you feel like you're always on vacation! Community amenities include 24/7 security monitored gated entrance, walking trails, tiki hut for entertaining, an overlook deck to view the river and a stairway to launch a kayak should you choose to enjoy. Also, . . . no CDD fees for this community! Convenient to all shopping, . . . the UTC Mall, Lakewood Ranch downtown village, Ellenton outlets and of course just down the street from supermarkets and local businesses. Nearby beaches are just a short drive away for day adventures. This is truly a hidden gem of a home and neighborhood that anyone moving or living in Florida would want to view and own!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,120 | $671,120 | $671,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $822 | $822 | $822 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,353 | $4,297 | $5,892 |
Total Monthly Payment | $5,267 | $5,211 | $6,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.