Experience Old Florida Charm with This Unique Waterfront Cypress Home Discover a true gem of Florida living in this stunning 2-story Cypress wood home, perfectly nestled along Cross Creek with over 200 feet of waterfront access. Surrounded by majestic Cypress trees and signature cypress knees lining the shore, this property offers the ultimate outdoor lifestyle. Cross Creek connects to both Lochloosa and Orange Lakes, making it a fisherman's dream with easy boat access to both right from your private dock. The dock is equipped with a boathouse and a cleaning station, ideal for preparing your fresh catch of the day in this renowned sportsman's paradise. Breathtaking Views & Thoughtful Design Take in the serene, picturesque views from multiple outdoor spaces, including a spacious screened-in porch on the main level and a private screened balcony off the master suite. Inside, you'll be greeted by an impressive stone fireplace that rises to the roofline of the open living room, bringing a warm and inviting atmosphere. Natural light floods the home through large windows, showcasing gorgeous wood floors and tile accents in the kitchen and baths. Spacious Living & Entertaining Areas The open-concept living area flows seamlessly into the study or bonus area, perfect for working from home or additional seating. A formal dining room with panoramic water views leads into the expansive kitchen, equipped with generous counter space, ample cabinets, and a central island, making it perfect for huge gatherings and entertaining. Comfort and Luxury Upstairs The second floor offers an expansive primary bedroom with its own private screened balcony overlooking the creek, perfect for soaking in the tranquil surroundings. The en-suite bathroom boasts a garden tub, separate walk-in shower, dual sinks, and dual closets. A third bedroom also features a full bath and walk-in closet, offering comfortable and private accommodations for guests. Additional Features This home has been meticulously maintained with quality finishes throughout. Recent updates include a new metal roof (2019) and a new HVAC system (2022). The exterior features charming Cypress siding, a wraparound porch, and a detached carport. Whether you're looking for a full-time residence or a weekend retreat for fishing, boating, or exploring Florida's natural beauty, this property is the perfect getaway. Located within easy driving distance to Gainesville, Ocala, and Jacksonville, this home offers both seclusion and convenience. Minutes from the infamous Yearling restaurant and Marjorie Kinnan Rawlings Historic State Park and Boat ramp. Make this stunning property yours and experience the best of Old Florida living!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $484,000 | $484,000 | $484,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,220 | $3,180 | $4,082 |
Total Monthly Payment | $3,312 | $3,272 | $4,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.