Stunning young Colonial in the heart of Smithfield, one of northern RI's most coveted towns. Set on a large, private 2 acre lot this is the perfect property for children to play & grow, offering the ideal space for your family to thrive while enjoying the peaceful charm of a close-knit community. Upon entering, you are greeted with a welcoming foyer & impeccable hardwood flooring throughout. The sophisticated kitchen boasts gorgeous gold accents, quartz countertops & is fully equipped with SS appliances, including wine fridge. The quartz island provides ample space for meal preparation & entertaining, complemented by plenty of cabinetry for all your storage needs. The bright, wainscoted dining room offers an ideal setting for gatherings, while the front-to-back living room, complete with an elegant Carrara marble fireplace, creates an inviting atmosphere for any occasion. The 2nd level offers 4 spacious bedrooms & two modern full bathrooms. The lavishly appointed master suite includes a custom walk-in California closet, ensuite bath with stand-up shower & luxurious soaking tub. A conveniently located laundry room on the 2nd level enhances the functionality of this spectacular home. Other notable amenities include an open basement suitable for further expansion, 2 car garage, irrigation system, large paver patio, Harvey windows & lifetime gutter warranty. Easy commute to Boston & Providence, close to all major conveniences, shopping, dining & more. Inquire today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,049,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $839,920 | $839,920 | $839,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,902 | $5,309 | $7,088 |
Total Monthly Payment | $5,860 | $6,267 | $8,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.