Accepted offer 10/22, CTS. Welcome to 26 Galloway Ln, nestled on a cul-de-sac street with level . 28 acre. As you enter, you will notice beautiful, refinished hardwood flooring and home freshly painted with great natural light. Living room flows into dining area and expanded kitchen with large eat-in area, plenty of storage with door to deck. The second level is only a few steps up, and is comprised of 1st bedroom, and spacious primary bedroom with new hall bath. Venture up to 3rd level and you will find 2 bedrooms, and hall bath. Lower level consists of family room with new 1/2 bath, with door leading out to yard. Beautiful private level yard is great for entertaining. Updates include hardwood flooring on 1st & 2nd floor refinished, new garage door, freshly painted, hall bath on 2nd floor and 1/2 bath in basement are new. Close to all, major highways, schools, restaurants, and shopping. House is assessed for a market value of $832, 000, (16% over assessed), Taxes could be grieved and come down to $16, 074 per Richard O'Donnell. Sq ft includes lower level. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,595 | $1,595 | $1,595 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,767 | $4,757 |
Total Monthly Payment | $5,549 | $5,454 | $6,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.