Location, location, location! Welcome home to this charming three bedroom, one and a half bath home situated on a corner lot with great curb appeal. It's well maintained exterior and nicely manicured yard welcomes you in. Inside, the home exudes warmth and coziness, with natural sunlight, a large bay window and mostly hardwood floors throughout. The main level features an inviting living room with an open layout that flows seamlessly into the eat-in kitchen. The kitchen is thoughtfully updated with stainless steel appliances, granite countertops, a breakfast bar and ample cabinet space, making it ideal for both family gatherings and entertainment. A few steps up are three generously sized bedrooms with plenty of closet space, and a full bathroom that's been updated. The lower level features a spacious family room/play area, half bath, and laundry room with additional storage spanning the entire length of the home. Off the lower level provides backyard access that includes a private fenced in backyard and lovely patio perfect for outdoor activities, gardening, or entertaining guests. In addition, there is an attached one car garage and outdoor shed to store all your toys! Located in a desirable neighborhood just minutes to Downtown Kingston and the Uptown Stockade District offering local shopping, restaurants, farmers market and so much more. Move in ready, come take a look! Recent updates include garage door (2018) bathroom updated (2015) Kitchen appliances (2016). Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,479 | $2,445 | $3,103 |
Total Monthly Payment | $3,055 | $3,021 | $3,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.