MOTIVATED SELLER! Better than new! This home has $30, 000 in upgrades. 3 bedrooms PLUS flex/study. 2. 5 baths. 3 car garage. 2023 built home with all the touches a new discerning homeowner has made you could wish for. Located in Red Ember, a much sought after gated community close to School's, shopping and all amenities. The University of Central FL & Seminole State College, Twin Rivers Golf Club are all within a few miles. Front porch entry with tray ceilings. Large open floor plan living area. Study/Flex/Den with glass paned French doors for privacy. The spacious kitchen has a large corner pantry, oversized island, 42 inch upper cabinets and lot's of counter and lower cabinet space. GE appliances. Large Great Room is alight-filled open concept space with a tray ceiling and 2 sets of full size sliding doors that open to the lanai. The dining room/nook area also has sliding glass doors that open to the Lanai. The owners suite was extended four additional feet, has a tray ceiling and extra windows. Owners Suite Bath has a dual sink vanity and a large tiled walk in shower. The walk-in closet connects to the Laundry Room. All windows have been professionally customized with window dressings. Many upgrades include the floor coating of the 3 car garage. All toilets upgraded to ADA comfort height. Kitchen and laundry room lower cabinets were upgraded with sliding drawers. Coach lights were installed, 4 Safe Racks were installed in the garage and a complete home rain gutter system was installed. There is a Rain Bird Sprinkler System with automatic controller in the garage. Items staying in the house are: LG Refrigerator, Stainless, Counter Depth. 85 inch LG Smart TV, 65 inch LG Smart TV, 55 inch LG Smart TV, 6. metal shelving units in the garage and 2 mounted hose brackets. Speed Queen washer and dryer. A beautiful home built in 2023 that is a total must have!!!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,779 | $4,851 |
Total Monthly Payment | $4,133 | $4,085 | $5,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.