Welcome to a home that radiates charm with every corner. Stepping inside, immediately feel its warm ambiance with a recently updated interior and a tasteful neutral color paint scheme, adding a touch of sophistication and providing ease for personal styling. The primary bathroom is designed with both elegance and practicality in mind, featuring a separate tub and shower for offering the ideal spot for relaxation after a long day. It also features double sinks, ensuring plenty of space during morning and evening routines. Move towards the kitchen, where an accent backsplash adds a touch of personality and style, inviting creativity with every meal preparation. Venture to the outdoors and discover the vast fenced-in backyard, offering the perfect place for privacy, and outdoor activities under the open sky. A covered patio in the backyard serves as an ideal setting for enjoying the early morning sunrise or an evening barbecue. Adding to its highlight is its fresh interior paint, which breathes new life into this delightful home. By bringing together these fantastic features, this property assures convenience, style, and comfort as focal points in your everyday living. Take one step inside, and you'll immediately see why it is more than just a house, it is your next home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
Total Monthly Payment | $2,032 | $2,030 | $2,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.