Charming Cape Cod-style home nestled in South Windsor, offering both comfort and the potential for a great investment opportunity. This home features 3 bedrooms, 1 full bathroom, and an additional half bath located in the unfinished walkout lower level-ideal for future expansion or rental possibilities. The home boasts an oversized 2-car garage and sits on a spacious 0. 46-acre professionally landscaped lot-perfect for gardening enthusiasts with a green thumb. Enjoy the warmth of hardwood floors throughout and wood-burning fireplace in the living room. The kitchen features a large island, creating an ideal space for meal preparation and casual gatherings, while the dining room offers built-in cabinets for added convenience. The primary bedroom is located on the main floor, with two additional bedrooms situated on the upper level, providing ample space for family or guests. This home comes equipped with central air, ensuring comfort during the warmer months. Recent updates include a newer roof, refinished hardwood floors, fresh paint, an updated bathroom, modern appliances, a natural gas furnace, and electrical upgrades. The unfinished lower level with walkout access presents a fantastic opportunity for customization or creating additional living space. Conveniently located near shopping, Veterans Memorial Pool, Hartford, and Bradley International Airport, this home offers both comfort and accessibility.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | 12.0 x 17.0 | Upper |
Bedroom 2 | Built-Ins,Hardwood Floor | Upper | |
Dining Room | Built-Ins,Ceiling Fan,Hardwood Floor | 11.0 x 14.0 | Main |
Kitchen | Skylight,Island | 11.0 x 13.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 11.0 x 17.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.0 x 11.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,895 | $2,457 |
Total Monthly Payment | $2,648 | $2,524 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.