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105 Elmwood Avenue, Burlington, VT, 05401 | $675,000
Wonderful side by side owner occupied duplex in the heart of Burlington. The front unit features lots of windows & filled with natural light, spacious eat in kitchen with plenty of cabinets & counter space, living room with front entrance opening to beautiful covered porch, front room with bay windows & french doors, and front room is considered 4th bedroom, additional 1st floor bedroom. The second floor has 2 sunny bedrooms, den & 3/4 bath, full basement for storage, side covered porch for morning coffee, luxury vinyl floors throughout for easy upkeep, move in ready! The back 2 bedroom, 1 bath unit is currently rented and tenant moving out 12/3. Plenty of parking along with a 2 car garage, one for each unit or keep both for the owner. Separate utilities and well maintained throughout with a historic flair. Minutes to Lake Champlain, Burlington Waterfront, Church Street Marketplace, UVM & UVM Medical Center. A great place to call home or easy investment property.
Features
- Rooms: 11
- Bedrooms: 6
- Baths: 2 full
- Units: 2
- Style: Duplex
- Year Built: 1899
- Garage: 2-car Garage
- Heating: Natural Gas,Forced Air,Hot Air,Monitor Type
- Cooling: None
- Basement: Full,Unfinished
- Approx Sq. Feet: 2,166
- Acreage: 0.13
- Est. Taxes: $10,963
- Lot Desc: City Lot,Curbing,Level,Sidewalks,In Town,Near Public Transportatn
- Elem. School: Choice
- Middle School: Edmunds Middle School
- High School: Burlington High School
- MLS#: 5018634
- Website: https://www.raveis.com
/prop/5018634/105elmwoodavenue_burlington_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of Geri Reilly Real Estate Phone: 802-862-6677
Listing Agent: Geri Reilly
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
105 Elmwood Avenue, Burlington, VT, 05401
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $914 | $914 | $914 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,638 | $3,589 | $4,554 |
| Total Monthly Payment | $4,644 | $4,595 | $5,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484