140 Whispering Oaks Cir, Saint Augustine, FL, 32080 | $1,198,880

Your Anastasia Island tropical treehouse treasure awaits! 140 Whispering Oaks is a great example of a supremely built island home ready for fun in the sun and entertaining. The property is just a 10 min walk to the beach, Publix, restaurants and shopping! Take a look inside at this 2360 sq ft, 2 story home nestled in the privately gated community of Whispering Oaks. The main level which begins on the second story is bright and airy with vaulted ceilings and Window World double hung windows. The second story houses the master suite with jetted tub and separate walk in shower, plus second bedroom, entry half bath and back covered porch with enchanting views of the island’s naturalscaping. Kickback on the porch, grab a coffee, cocktail or crank up the barbecue with friends. Downstairs on the secondary level there are two additional bedrooms and a full bath. Adjoining there is a walk-in laundry room with pet washing station and folding table. An interior side door takes you to an oversized two car garage with rear workshop. There are three doors within. One as a friendship side door, one interior stairwell door and a final back porch door, plus main garage door. The rear ground floor screened porch is a relaxing lounge for families, entertaining or potential gym area. Included with sale is an infrared 2 person sauna, mounted TV and surfboard racks. It is an ideal Floridian bonus room for taking in the islands natural beauty. Beyond the porch is a wooden deck area and fully fenced private backyard below beautiful oaks trees and palms. Dinner parties, birthdays and days or nights after the beach area easy here. There is an outdoor shower for sandy toes and fence gate to community common area. Creeping fig adorns the wooden walls and gives the space garden character. Book your showing today of 140 Whispering Oaks for an in-depth look at this island tropical treehouse.

Features

  • Amenities: Gated
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 7405
  • Style: 2 Story,Single Family Home
  • Year Built: 2006
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,360
  • Acreage: 0.17
  • Lot Size: 7405
  • Est. Taxes: $4,182
  • HOA Fee: $700
  • Boat Access: No
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 244872
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /eprop/244872/140whisperingoakscir_saintaugustine_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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140 Whispering Oaks Cir, Saint Augustine, FL, 32080

$1,198,880

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,104 $959,104 $959,104
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.333% 6.876% 6.936%
Monthly Tax Payment $349 $349 $349
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,221 $6,221 $8,487
Total Monthly Payment $6,694 $6,694 $8,960

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.