5945 21st STREET N, #14, St. Petersburg, FL, 33714 | $89,900

Fantastic opportunity to own a lovely 1 Bedroom, 1 Bathroom second floor, FULLY FURNISHED condo in a well maintained 55+ community that offers perfect blend of comfort and convenience. Updated kitchen and bathroom. Newer electrical panel and AC (2018). Monthly maintenance of $423. 00 includes natural gas for cooking and heat, water and sewer, cable, trash removal, exterior maintenance, insurance, security, management. Extremely affordable living! This community has it all. Heated swimming pool, Recreation Center and Clubhouse, shuffleboard, card games, activities club plus much more. There is a closed-in Florida room off of the kitchen that is not included in the square footage that could be used for an office or a guest room. NO FLOOD ZONE. CARPORT right out back. Community is centrally located only a short distance to Florida's world class beaches, shopping, airports, dining, cruise lines, theaters, hotels as well as located on the local bus line. Minutes from downtown St. Petersburg and short commute to Tampa and Clearwater.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Elevator(s), Laundry, Pool, Shuffleboard Court
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: TOWN APTS CONDO
  • Year Built: 1965
  • Approx Sq. Feet: 585
  • Est. Taxes: $1,162
  • Condo Fee: $423 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8311361
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8311361/594521ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/19/2024 12:58:30 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5945 21st STREET N, #14, St. Petersburg, FL, 33714

$89,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $71,920 $71,920 $71,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.404% 7.133% 6.236%
Monthly Tax Payment $97 $97 $97
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $478 $478 $607
Total Monthly Payment $650 $650 $779

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.