This home does not have any Hurricane Helene or Milton damage! Enjoy Florida living at its finest in this fantastic pool home, featuring a detached storage building in Gulf Cove. Set on three spacious lots, this property has already undergone major updates, so you can simply relax and enjoy! Highlights include a 2022 roof, fresh paint inside and out, 2022 HVAC system, recently converted pool to saltwater system, newer pool heater, and added privacy fencing. A long concrete driveway provides ample parking and leads to a side entry two car garage. Step through the screened entryway inside this home and find vaulted ceilings, a combination of wood look vinyl and tile flooring making maintenance a breeze. The formal living room has a tiled entry and views of the pool through sliding glass doors. A centrally designed kitchen overlooks the family room and has a charming breakfast nook area and easy access to the pool area through the sliders. When it's time to retire for the evening, the ensuite master bedroom has plenty of space including a walk-in closet, French door access to the pool, dual sink vanity, soaking tub, and walk-in shower. Both guest bedrooms have walk-in closets allowing you to have plenty of storage throughout. Guests will love the convenience of the second bathroom that doubles as a pool bath with easy outdoor access and a great walk-in shower. Amazing counter space and storage cabinets are a bonus in the laundry room. The outdoor living space is truly exceptional with pocketing style sliding glass doors that create an enclosed Florida room area. Open the doors and let the breeze in through the screened pool area where a wooded and fenced backyard allows for plenty of privacy. Hurricane panels provide additional security. This home also has the option to be purchased furnished. Gulf Cove is a fantastic community where you are able to join the voluntary HOA for a low fee and gain exclusive access to the park, featuring playgrounds, pavilions, and scenic riverfront seating. As a member, you can fish from our seawall and use the private boat ramp, with direct access to Charlotte Harbor and the Gulf of Mexico. From the boat ramp, you're just a ride away from Punta Gorda's restaurants, as well as world-class Tarpon fishing spots. Elsewhere in town you'll find plenty of restaurants, shopping, golf courses, nature parks, medical facilities, and two major league baseball spring training stadiums. Are you ready to make this your next home, contact us today to schedule an appointment.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,466 | $3,463 | $4,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.