Homosassa Tradewinds Waterfront Community with this beautiful 2023 year built 3/2/2 home that has had no flooding is a rare find!! This is a great opportunity to live in a waterfront gated community that has a boat ramp to launch your boat, new boardwalks, grounds maintenance, community pool and more. The home has luxury vinyl plank through out, granite tops in kitchen and baths, stainless steel appliances, white shaker style cabinets and a great open concept floor plan. The master has a walk in shower, dual sinks and very large walk in closet. The guest rooms are spacious as well. With the expansive screened lanai across the front you have a great place for morning coffee and is also great for entertaining. This gated community is right on the Homosassa River where you have several restaurants to travel to by boat, springs to swim with the manatees and within a few minutes you can be out in the gulf fishing. Tradewinds is also a golf cart community so it is very easy to get around and makes it fun as well. Come see what Old Homosassa is all about and enjoy all the amenities of this waterfront community including a boat launch, boat slip and pool. You don't want to miss this amazing home with so many upgrades so call for your personal viewing today. Furniture is negotiable so this could be turn key if interested. Also this community has great rental opportunity. AGAIN, NO WATER IN THE HOUSE OR GARAGE DURING THE MOST RECENT HURRICANE HELENE!!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $2,791 | $2,788 | $3,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.