**LOCATION LOCATION!!!** NEWLY RENOVATED RANCH STYLE HOME SITS ON 81 ELMWOOD AVE, SELDEN NY ON A 7, 405 SQFT LOT SIZE, ENJOYS A SUNDRENCHED MODERN KITCHEN THAT FEATURES SOLID SHAKER WALL/BASE CABINETS, QUARTZ COUNTERTOP, APPLIANCES INCLUDING A FRIDGE, COOKTOP COOKING, MICROWAVE, DISHWASHER, OVEN IN-BUILT, THE MASTER BED WITH A FULL STANDING SHOWER FULL BATH AND SUITABLE FOR A KING-SIZE BED, THE SECOND BEDROOM IS A QUEEN-SIZE BED, THE THIRD BED IS FULL/TWIN SIZE BED, BEAUTIFUL BRIGHT W/NATURAL LIGHT HOUSE, LARGE WINDOW IN A FORMAL LIVING, FORMAL DINING ROOM, FULL TUB BATHROOM ON THE MAIN FLOR. BASEMENT FEATURES: FULL FINISHED BASEMENT, KING-SIZED BED, LARGE LIVING ROOM, DINING AREA, SUMMER KITCHEN OR WET BAR, FULL STANDING SHOWER, OUTSIDE ENTRANCE, OSE, BRAND NEW DRIVEWAY WITH PAVERS AROUND IT, THIS HOME BOATS A PRIME LOCATION THAT PROVIDES EASY ACCESS TO SCHOOLS, PARKS, AND SHOPPING CENTERS, 15 MINUTES FROM THE BEACHES, AND MAJOR TRANSPORTATION ROUTES. LOW TAXES AFTER STARTING AT $ 7, 440 !!!THIS LOVELY HOME IS GOING QUICKLY, WE LOOK FORWARD TO YOUR VISIT. DON'T MISS OUT ON THE OPPORTUNITY TO MAKE THIS RENOVATED HOME YOUR OWN, THREE BEDROOMS, THREE FULL BATHROOMS, LIVING R, DINING R, MODERN KITCHEN, FULLY FINISHED BASEMENT, WITH TWO BEDROOMS, FAMILY ROOM, LAUNDRY, FULL BATH, PRIVATE ENTRANCE TO THE BASEMENT, ONE CAR ATTACH GARAGE, COZY DECK FOR YOUR ENTERTAINMENT AROUND THE YEAR, WALKSIDE AND BRAND NEW DRIVEWAY LINED WITH NICOLOCK STONE RIDGE, PVC FENCE ON THE FRONT OF THE HOUSE AND PVC FENCE ON RIGHT SIDE OF THE BACK YARD AND ENOUGH SPACE FOR A POOL!! POTENTIAL RENTAL INCOME!! TO MUCH TO LIST!!!, Additional information: Appearance: NEW, Interior Features: Lr/Dr, Marble Bath
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $723 | $723 | $723 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,148 | $3,148 | $4,011 |
Total Monthly Payment | $3,963 | $3,963 | $4,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.