Nestled on a quiet, tree-lined street, this charming single-family home is ready to welcome a new family into its heart. It is a place where memories have been made, and now it's time for new ones to fill its walls. From the moment you step through the beautiful entryway, you're greeted by the warmth of original woodwork that exudes character and history. The sun-drenched living spaces feel inviting, with natural light flooding every corner, making the home feel bright and alive. As you step into the living room, you're embraced by an undeniable sense of coziness and comfort. The windows invite soft sunlight to pour in, making it the perfect place to curl up with a book or enjoy a quiet evening with loved ones. The sunroom off the side of the home makes the perfect spot for your morning coffee, surrounded by the tranquility of the neighborhood. The formal dining room is perfect for cozy family dinners, while the spacious kitchen offers ample room for the family chef to create meals that everyone will remember. With three full-sized bedrooms, this home provides all the space a growing family could need, along with a full bathroom that's been thoughtfully maintained. Downstairs, a large basement with a separate entrance awaits, offering endless possibilities for storage, a playroom, a half bathroom and even a home office. Step outside, and you'll find a backyard perfect for hosting gatherings, BBQs, or simply enjoying a quiet evening. With a private driveway and garage, parking is never an issue. This home has been lovingly cared for and is in excellent shape, yet it retains a sense of warmth and character that can only come from being lived in. If you're looking for a place that instantly feels like home, with space to grow and room to breathe, this could be the perfect match for your family.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,139 | $3,982 | $5,053 |
Total Monthly Payment | $4,668 | $4,511 | $5,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.