Experience the charm of suburban living in this beautifully renovated 3-bedroom ranch. This home features a brand-new kitchen with an adjacent bonus room, perfect as a dining area or an additional living space. The bathroom has been fully updated, and new vinyl flooring flows seamlessly throughout the home. Enjoy outdoor living in the spacious backyard, ideal for gatherings and activities, with the added bonus of two storage sheds one equipped with electric service, perfect for a workshop. The home also includes a Generac generator, ensuring you're prepared for any power outages. Ample parking is available in the private driveway. Located in the desirable residential area of West Haverstraw, you'll be just a short walk from village recreation areas, the town pool, and scenic Hudson Riverfront parks. This is an ideal starter home in a wonderful community a truly great place to live! Hurry make this home your home, before someone else makes it their home.
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$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,155 | $1,155 | $1,155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,281 | $2,894 |
Total Monthly Payment | $3,513 | $3,511 | $4,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.