Welcome to this impeccably maintained Colonial boasting 2, 262 sq ft of versatile living space. With its beautiful curb appeal and underground utilities, this home features a covered front porch that invites you to relax and enjoy the neighborhood. Inside, you'll find seven spacious bedrooms, three full baths, including a primary ensuite or guest suite conveniently located on the main level. This layout offers flexibility, with one bedroom perfect as a den and another ideal for a home office-perfect for today's work-from-home lifestyle. The updated amenities include a newer oil tank, water heater, appliances, sewer, and a 200 amp electrical service, ensuring comfort and efficiency. Outside you'll discover a lovely rear patio, flat yard, in ground sprinklers, and the newer PVC fence provides both privacy and a safe space for outdoor activities. The home offers Andersen windows and doors along with an attached garage. Situated in the Sachem school district, this home is a fantastic value for families seeking space, comfort, and a welcoming community. Don't miss the opportunity to make this charming Colonial yours!, Additional information: Appearance: Mint, Interior Features: Guest Quarters, Separate Hotwater Heater: yes
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Our Executive Mortgage Banker:
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$659,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,992 | $527,992 | $527,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $1,079 | $1,079 | $1,079 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,425 | $3,381 | $4,385 |
Total Monthly Payment | $4,596 | $4,552 | $5,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.