Totally Renovated, sun drenched, One Bedroom at The Whitehall, a perfect home that has been beautifully renovated plus new flooring. Whitehall is a full service coop with a full time doorman and concierge, offering an Olympic sized indoor year round pool, a full health club with personal trainers available and a 30, 000-square-foot landscaped Green roof with a gazebo with a fountain, playground, a fire-pit, sitting areas and paths to enjoy. The Whitehall has an attached indoor parking garage. Local and express buses right at the corner. A Metro North Rail Link Bus to the Metro North station nearby as well. Local buses to the 1, 4 and A trains. Express buses to Midtown East and West as well as to Wall street. Very short distance to Johnson Ave shopping district, Seton Park with tennis courts, ball fields and a large doggie run directly behind the coop where you will find a NYC Library, PS24 and MS141nearby. Pet friendly. Houses of worship nearby. Requires 20% down and board approval. Enjoy year round Resort Like Living. There is a special assessment in place for hallways and elevator passenger cab upgrades.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,159 |
Total Monthly Payment | $1,778 | $1,776 | $2,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.