Under contract-accepting backup offers. Welcome Home! Nestled in a peaceful community within the city limits of Bartow, Florida, this charming 3-bedroom, 2-bathroom home offers comfort, modern upgrades, and a connection to small-town charm in an ideal setting.
Bartow, often referred to as the "City of Oaks and Azaleas, " is a historic city known for its warm sense of community, charming downtown district, and rich cultural heritage. As the county seat of Polk County, Bartow offers a blend of tranquil, small-town living with the convenience of nearby cities like Lakeland and Winter Haven. Residents enjoy proximity to scenic parks, excellent schools, and community events like the Bloomin’ Arts Festival. With easy access to Highway 60 and U. S. 98, Bartow provides a gateway to both Tampa and Orlando.
Boating Spacious Living Areas: The home features a thoughtfully designed split floor plan, providing privacy for the bedrooms. The large living room, anchored by a brick wood-burning fireplace, creates a warm and inviting space perfect for entertaining or cozy nights in.
Modern Upgrades: The kitchen and bathrooms are outfitted with sleek marble countertops, adding a touch of elegance. Durable vinyl flooring runs throughout the common areas, while the kitchen features easy-to-clean ceramic tile. New carpet will be installed in each bedroom, ensuring fresh, comfortable spaces for the new homeowners.
Recent Updates: Newer Roof (2021): Providing peace of mind for years to come.
New Windows (2024): Enhancing energy efficiency and aesthetics.
Improved Drainage: Upgraded drainage in both the front and rear yards ensures the property remains well-maintained and protected from the elements.
This home is move-in ready, offering modern comforts within a tranquil community in Bartow, Florida—a city known for its picturesque oak-lined streets, rich history, and welcoming atmosphere.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,960 | $219,960 | $219,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $199 | $199 | $199 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,462 | $1,855 |
Total Monthly Payment | $1,719 | $1,736 | $2,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.