2103 89th STREET NW, Bradenton, FL, 34209 | $757,000

WATERFRONT (TAMPA BAY AND MANATEE RIVER) MAINTENANCE-FREE COMMUNITY! One of the finest communities in NW Bradenton - River Harbor West - provides wonderful waterfront views of Tampa Bay and spectacular evening views of the ever-changing colors of the sunsets and the Skyway Bridge! The community clubhouse, pool, spa, tennis/pickleball courts, and the 450ft Trex pier are all directly on the waterfront of Tampa Bay. Spend your evenings relaxing with neighborhood friends on the our community pier while watching sunsets light up the sky. Some of the best fishing in Manatee County is located right off the community pier, currently undergoing a top tier restoration. This property is also located near Desoto Park and Robinson Preserve with miles of biking and hiking trails along with kayaking waterways for your enjoyment. This spacious 3 bedroom, 2. 5 bathroom, 2 car garage, 2400sft luxury (Dry - No Water Damage from Hurricane Helene or Milton) ranch property has numerous updates including all new carpet installed 10/2024 in the bedrooms, Miami/Dade Hurricane Impact windows and doors, newer appliances, newer AC, newer water heater with remote control, renovated kitchen and bathrooms, no-see-um screens and newer ceiling fans were installed in the lanai, newer roof, newer gutters with leaf filters installed, infinite Hue lighting was installed in dining room, family room, and kitchen upper and lower cabinets, whole house water filtration system was installed, and best of all, dual network system providing whole house wifi coverage and 9 Echo systems were installed to allow remote control for lights, music, TVs, intercom, and even the blinds. The backyard is a beautifully landscaped private oasis and there is an outdoor shower to wash off the sand from the beach. Needless to say, this house has been meticulously maintained by the current owner who believes in only using the best products and materials. The seller has also already paid the HOA fees until the end of 2024 and is including a Home Warranty for all of the major appliances until 4/2025. No worries here. Come see the value of this outstanding property for yourself. You will be glad you did!

Features

  • Amenities: Cable TV, Clubhouse, Maintenance, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Ranch
  • Year Built: 1994
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,420
  • Acreage: 0.26
  • Est. Taxes: $3,902
  • Condo Fee: $473 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: A4620972
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/A4620972/210389thstreetnw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:47:07 PM)
Listing courtesy of WAGNER REALTY   Phone: 941-383-5577

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2103 89th STREET NW, Bradenton, FL, 34209

$757,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $605,600 $605,600 $605,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,080 $4,025 $5,107
Total Monthly Payment $4,497 $4,442 $5,524

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.