12860 SE 91st Terrace ROAD, Summerfield, FL, 34491 | $464,000

Discover this pristine Williamsburg model, a snowbird retreat for the past 18 years. This gently used, CBS-constructed home features formal living and dining rooms, a spacious laundry room, a beautifully appointed kitchen with an eat-in nook, a cozy family room, three well-sized bedrooms, a guest bath and a convenient powder room. The backyard offers ample space for a pool and birdcage, enhancing your outdoor living experience. Inside, enjoy elegant wood flooring throughout, complemented by ceramic tile in the kitchen, baths and laundry room. Bedroom #3 features wood flooring, while the primary and second bedrooms are newly carpeted. All baseboards are 5 inches, adding a touch of sophistication. The family room boasts a stunning built-in gas fireplace with large windows that overlook the serene backyard. The kitchen is a chef's dream, featuring gorgeous granite countertops, 42-inch cabinets, a stylish backsplash, a movable island and convenient cabinet pullouts. A solar tube enhances the kitchen's brightness, while the double-door pantry provides ample storage. Retreat to the primary bedroom, which showcases a double tray ceiling, dual closets, and an en suite bath with split vanities, a soaking tub, a separate shower and a private water closet. The guest bedrooms are thoughtfully on opposite side of the home for added privacy, split plan. Step outside to the expansive 24-by-30-foot screened lanai, complete with patio pavers, ideal for entertaining large gatherings, and equipped with natural gas for your Weber grill. The oversized garage includes a designated area measuring 8-by-14 feet for golf cart parking. Recent upgrades include a new roof in 2023, HVAC units in 2019, exterior paint in 2018, a thorough cleaning of the whole house air duct system in 2023 and installation of a tankless water heater. This property also features a shared irrigation well, providing monthly savings of $60 to $70, and a termite bond for peace of mind. Don't miss the opportunity to make this exceptional property your new home!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 75 x 140
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,570
  • Acreage: 0.24
  • Lot Size: 75 x 140
  • Est. Taxes: $5,866
  • HOA Fee: $184 Monthly
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: OM687486
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/OM687486/12860se91stterraceroad_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 11:32:07 PM)
Listing courtesy of Premier Sotheby's International Realty   Phone: 352-509-6455

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12860 SE 91st Terrace ROAD, Summerfield, FL, 34491

$464,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $371,200 $371,200 $371,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $489 $489 $489
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,470 $2,467 $3,183
Total Monthly Payment $3,034 $3,031 $3,747

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.