No hurricane damage and no flood insurance required. This is one of the best value homes you can purchase in the community. The Bayou Club is a golf community with 400 luxurious homes on just over 400 acres of land. Featuring a secure, 24 hour guard gated entry and beautiful golf course views. This home has beautiful moldings throughout and plantation shutters on most windows. There is a formal dining room right off of the foyer leading to the very open kitchen and great room. Granite countertops and new appliances are installed in furniture grade deluxe cabinetry. There is plenty of seating at the oversized island or in the breakfast nook as the chef cooks with gas! The lanai is fully screened and is accessed right off of the kitchen and has three full length plantation shutter panels that do an excellent job of controlling the wonderful Florida sunshine. The primary bedroom features 3 double sized windows which overlook the beautiful common area and past the rear yard. More features include a walk in closet on one side of the passageway and a reach in second. The ensuite bathroom has an oversized garden tub, separate glass enclosed shower and separate water closet. The split bedroom plan has second and third bedrooms that are accessed from a hallway and share a second full bath. The garage floor has an epoxy coating and plenty of cabinets for storage. A new tile roof was replaced in 2021. The Bayou Club is an exclusive gated Country Club community with 24-hour manned security, meticulously maintained grounds, and perfectly lit streets and sidewalks. The Sago Point HOA takes care of exterior grounds, lawn, sprinklers, fertilization and trash pickup. The Bayou Club HOA covers the manned security gate and the beautifully maintained common areas. Located only 10 minutes to some of the best beaches in the United States and only 30 minutes to Tampa Intl. Airport and downtown St. Pete.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $709 | $709 | $709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,312 | $4,254 | $5,397 |
Total Monthly Payment | $5,113 | $5,055 | $6,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.