THE PERFECT LOCATION W/ POOL, HUGE YARD, 2024 ROOF, PRIVATE LAKE ACCESS TO THE CLERMONT CHAIN! Crescent Bay is adored by locals with nostalgic oak canopy lined streets and a true sense of community. This custom residence has been enjoyed by the same family over the past 10 years, but a relocation means another family will have their dream come true! This is a forever home, with the newly renovated primary suite located downstairs and 3 bedrooms up, there is plenty of space for everyone. Outside too, an expansive driveway leads to a massive 3 car garage perfect to shoot hoops with the kiddos, guest parking and plenty of space for a workshop, lawn equipment storage and of course your vehicles. A covered porch with a small patio leads to the entrance with soaring ceilings and a gorgeous NEW kitchen! A truly thoughtful renovation opened up the entire downstairs accentuating the sprawling side lawn views and a better use of the square footage. This gray and white kitchen has kept some warmth with the complimentary choice of luxury vinyl plank, a little less trendy in this classic home. The island provides both seating and storage with a convenient pop-up outlet in the center for your mixing up a batch of cookies while charging ALL your gadgets! No, the backsplash isn’t blue, it’s gray, that’s just the multicolor under cabinet lighting! You will love the display shelving, mudroom/closet and other creative storage features. The laundry room doesn’t disappoint with encaustic look tile, folding station, extra cabinets and a laundry shoot! A 1/2 bath is easily accessible to downstairs guests both indoors and out! The covered lanai spans nearly the length of the home with ample space to watch the game, BBQ and entertain poolside. A private door leads to the primary ensuite bath with new custom closet built-ins, double vanity with shiplap walls, stylish mirrors and lighting. The tile looks much better in person (kinda busy in photo) a creative combination of black, white and gray for an enjoyable showering experience! Renovations on the 2nd floor include the addition of a huge bonus room/4th bedroom and a beautifully updated full bath! The bedrooms have walk-in closets and are a nice size. Crescent Bay’s HOA IS JUST $62. 33 a month, this covers the neighborhood dock & beach directly on Lake Crescent! Check out the attached lake map, enjoy boating to all 11 lakes from your own backyard! A few favorite spots are The Tiki Bar and Salt Shack! “Boat Club" memberships make it easier than ever to explore! Clermont was nationally recognized by Travel and Leisure as one of America's TOP 15 lake towns! Nicknamed the "Gem of the Hills" and "The Choice of Champions", Clermont appeals to all ages and all lifestyles! The hilly terrain and miles of shoreline bring world class athletes from around the world to train and compete! Visit the weekly Farmer's Market, the many seasonal festivals, specialty boutiques and yummy restaurants, there's always something to do in this quintessential HOME TOWN! Enjoy Waterfront Park on Lake Minneola by day and when the sun goes down, the best spot to enjoy the annual 4th of July fireworks & Christmas boat parade! Truly a wonderful place to live! Another awesome feature is the West Orange trail that runs through town allowing you to take an afternoon bike ride to Historic Downtown Winter Garden!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,459 |
Total Monthly Payment | $4,098 | $4,007 | $5,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.