NON FLOOD ZONE - NO HURRICANE DAMAGE X2!! Imagine waking up in this picturesque Seminole, Florida home, where every detail exudes thoughtfulness and charm. Nestled on an elevated lot in a non-flood zone, this three-bedroom, two-bathroom retreat stands out with its simple yet elegant curb appeal. A craftsman carport with decorative lattice does more than just shelter your car-it doubles as a breezy outdoor oasis, where the morning seabreeze welcomes you for coffee, setting the tone for a peaceful day ahead. Inside, the home opens into a spacious, airy living room that flows seamlessly into a cozy family room anchored by a wood-burning fireplace. The heart of the home is its impeccably designed kitchen, boasting white shaker cabinets, sleek stainless-steel appliances, and a striking glass mosaic backsplash. Granite countertops and a breakfast bar offer the perfect blend of beauty and functionality for meal prep or casual dining. Both bathrooms have been masterfully updated, featuring new plumbing and contemporary finishes. The master bath feels like a private spa retreat, with sunning blue and gold marble-look tile adorned with gold accents that transports you to a state of relaxation. The bedrooms are all generously sized, ensuring comfort for family and guests alike. Stepping into the backyard, you find a massive screened-in patio, set atop historic Augusta brick, where evenings are best spent unwinding with a glass of wine. Mature trees and thoughtfully designed landscaping create a peaceful haven, providing shade and tranquility. You'll move in with peace of mind, knowing that the home has been almost completely updated: new electrical and plumbing throughout most of the home, a roof installed in 2023, A/C installed in 2022, new windows and doors, and brand-new appliances, including a tankless water heater and high-efficiency laundry machines. Top-tier finishes, lighting, and window treatments round out the home's luxurious feel. And, just outside your door, everything you need is close by-whether you're looking for shops, grocery stores, restaurants, the post office, medical offices, or parks, it's all within walking distance. Plus, you're only five minutes from the beach, ready to catch every stunning sunset. With unincorporated Seminole allowing short-term rentals, this home could be an investment in more ways than one, offering flexibility and the perfect balance of comfort, style and convenience. Welcome Home!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $353 | $353 | $353 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,458 | $3,188 |
Total Monthly Payment | $2,918 | $2,886 | $3,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.